It started with a small doubt.

A debt marked “satisfied” that didn’t behave like it was settled.

Dates that didn’t line up. Defaults that kept echoing long after they were meant to stop. Banks, lenders and credit card companies saying NO.

What followed wasn’t a fight — it was a decision to stop accepting “that’s just how credit reporting works” and start checking whether it was actually true.

A documented ClearScore case showing how inaccurate interpretations of credit data are presented to consumers — and what it takes to challenge the consequences.

This affects millions of people in the UK — often without them realising.